![]() ![]() ![]() ![]() Coverage What benefits are payable if my application is approved? The university’s sole obligation with respect to LTD benefits is to pay the cost of the premiums for the LTD plan.įor more information about sick leave benefits for the first 66 days of an illness or injury, see the Sick Leave Benefits Details. The plan is insured through Sun Life Financial, who administers and adjudicates benefit coverage. It assures you a reasonable income if you are totally disabled according to the insurer’s definition and unable to perform your job after your sick leave benefits are exhausted.Īlthough the focus of LTD coverage is on encouraging your eventual return to work, if necessary, the LTD plan may continue to provide benefits until age 65 if you are unable to recover sufficiently to work at any job. Long-term disability (LTD) coverage is a benefit for all MAC full-time career employees or term employees under age 65 with over 12 months service. ![]()
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